Services
The Bank has authorisation to provide banking services pursuant to Article 7 of the Banking Act (Official Gazette of the Republic of Slovenia, No. 131/06; hereinafter: the ZBan-1). Banking services include accepting deposits from the public and extending loans on own account.
The bank has authorisation to provide mutually recognised financial services.
The bank may provide the following mutually recognised financial services, pursuant to Article 10 of the ZBan-1:
- accepting deposits;
- extending loans and credits, including: consumer and mortgage loans, the purchase of receivables with or without recourse (factoring) and the financing of commercial transactions, including export financing based on a discounted purchase without recourse of non-current, undue receivables collateralised with a financial instrument (forfeiting);
- payment transaction services pursuant to the Payment Transaction Act (ZPlaP), excluding payment system management services;
- issuing and managing payment instruments (e.g. credit cards and travellers' cheques);
- issuing guarantees and other warranties;
- trading on own account or the account of customers in: money market instruments, foreign legal tender, including exchange transactions, futures and options, currency and interest rate derivatives and transferable securities;
- participating in the issue of securities and providing related services;
- consultancy services and services related to mergers and acquisitions;
- investment management and related consultancy services;
- safekeeping of securities and other safekeeping services;
- renting of safes;
- investment and ancillary investment services and transactions.