{"id":14773,"date":"2023-04-06T08:49:37","date_gmt":"2023-04-06T06:49:37","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&#038;p=14773"},"modified":"2025-01-29T12:09:08","modified_gmt":"2025-01-29T11:09:08","slug":"vas-zanima-kaj-je-sisbiz","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbiz\/","title":{"rendered":"Kaj je SISBIZ?"},"content":{"rendered":"<p>SISBIZ je informacijski sistem izmenjave podatkov in informacij o zadol\u017eenosti poslovnih subjektov, ki je vzpostavljen na podlagi Zakona o centralnem kreditnem registru (ZCKR) in izvedbenih podzakonskih aktov. Vzpostavljen je z namenom u\u010dinkovitega ocenjevanja in obvladovanja kreditnega tveganja pri kreditodajalcih, vzpodbujanja politik in ukrepov za odgovorno kreditiranje ter vzdr\u017eno zadol\u017eevanje in prepre\u010devanje prekomerne zadol\u017eenosti poslovnih subjektov.<\/p>\n<p>Poslovni subjekti imajo omogo\u010den vpogled v podatke, ki se o njih zbirajo in obdelujejo v sistemu SISBIZ, preko spletne aplikacije MOJ SISBIZ.<\/p>\n<p>\u010clani sistema (banke, hranilnice, ponudniki leasinga \u2026) imajo omogo\u010den vpogled v podatke, ki se o poslovnih subjektnih zbirajo in obdelujejo v sistemu SISBIZ, preko spletne aplikacije INFO SISBIZ.<\/p>\n<p>Do sistema dostopajo tudi drugi zakonski upravi\u010denci &#8211; dr\u017eavni organi in nosilci javnih pooblastil, ki jih zakon izrecno poobla\u0161\u010da, da lahko dostopajo do podatkov, ki se obdelujejo v sistemu SISBIZ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SISBIZ je informacijski sistem izmenjave podatkov in informacij o zadol\u017eenosti poslovnih subjektov, ki je vzpostavljen na podlagi Zakona o centralnem kreditnem registru (ZCKR) in izvedbenih podzakonskih aktov. Vzpostavljen je z namenom u\u010dinkovitega ocenjevanja in obvladovanja kreditnega tveganja pri kreditodajalcih, vzpodbujanja politik in ukrepov za odgovorno kreditiranje ter vzdr\u017eno zadol\u017eevanje in prepre\u010devanje prekomerne zadol\u017eenosti poslovnih subjektov. &hellip; <a href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbiz\/\">Ve\u010d<\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"template":"","cat_faq":[75],"class_list":["post-14773","faq","type-faq","status-publish","hentry","cat_faq-krediti"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kaj je SISBIZ? - Gorenjska banka<\/title>\n<meta name=\"description\" content=\"SISBIZ je informacijski sistem izmenjave podatkov in informacij o zadol\u017eenosti poslovnih subjektov.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbiz\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kaj je SISBIZ? 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