{"id":18807,"date":"2024-10-09T23:50:47","date_gmt":"2024-10-09T21:50:47","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&#038;p=18807"},"modified":"2025-01-29T12:09:04","modified_gmt":"2025-01-29T11:09:04","slug":"kaksna-je-razlika-med-faktoringom-in-posojilom","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/kaksna-je-razlika-med-faktoringom-in-posojilom\/","title":{"rendered":"Kak\u0161na je razlika med faktoringom in posojilom?"},"content":{"rendered":"<p>Razlika med faktoringom in posojilom je ta, da pri faktoringu podjetje prodaja svoje terjatve, za katere takoj prejme financiranje. Pri posojilu gre za denar, ki ga mora podjetje po dolo\u010denem roku vrniti, obi\u010dajno z obrestmi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Razlika med faktoringom in posojilom je ta, da pri faktoringu podjetje prodaja svoje terjatve, za katere takoj prejme financiranje. Pri posojilu gre za denar, ki ga mora podjetje po dolo\u010denem roku vrniti, obi\u010dajno z obrestmi.<\/p>\n","protected":false},"author":21,"featured_media":0,"template":"","cat_faq":[],"class_list":["post-18807","faq","type-faq","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kak\u0161na je razlika med faktoringom in posojilom? - Gorenjska banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/kaksna-je-razlika-med-faktoringom-in-posojilom\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kak\u0161na je razlika med faktoringom in posojilom? - Gorenjska banka\" \/>\n<meta property=\"og:description\" content=\"Razlika med faktoringom in posojilom je ta, da pri faktoringu podjetje prodaja svoje terjatve, za katere takoj prejme financiranje. Pri posojilu gre za denar, ki ga mora podjetje po dolo\u010denem roku vrniti, obi\u010dajno z obrestmi.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/kaksna-je-razlika-med-faktoringom-in-posojilom\/\" \/>\n<meta property=\"og:site_name\" content=\"Gorenjska banka\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gorenjskabanka\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-29T11:09:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gbkr.si\/wp-content\/uploads\/2025\/01\/Layer-7-1024x576.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minuta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/kaksna-je-razlika-med-faktoringom-in-posojilom\\\/\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/kaksna-je-razlika-med-faktoringom-in-posojilom\\\/\",\"name\":\"Kak\u0161na je razlika med faktoringom in posojilom? - Gorenjska banka\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#website\"},\"datePublished\":\"2024-10-09T21:50:47+00:00\",\"dateModified\":\"2025-01-29T11:09:04+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/kaksna-je-razlika-med-faktoringom-in-posojilom\\\/#breadcrumb\"},\"inLanguage\":\"sl-SI\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/kaksna-je-razlika-med-faktoringom-in-posojilom\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/kaksna-je-razlika-med-faktoringom-in-posojilom\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Pogosta vpra\u0161anja in odgovori\",\"item\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kak\u0161na je razlika med faktoringom in posojilom?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#website\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/\",\"name\":\"Gorenjska banka - Ban\u010dne re\u0161itve za fizi\u010dne osebe in podjetja\",\"description\":\"kredit, ban\u010dni paket, osebne finance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#organization\"},\"alternateName\":\"Gorenjska banka\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.gbkr.si\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sl-SI\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#organization\",\"name\":\"Gorenjska banka d.d.\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sl-SI\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/GB-logo-dark.png\",\"contentUrl\":\"https:\\\/\\\/www.gbkr.si\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/GB-logo-dark.png\",\"width\":800,\"height\":91,\"caption\":\"Gorenjska banka d.d.\"},\"image\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/gorenjskabanka\",\"https:\\\/\\\/si.linkedin.com\\\/company\\\/gorenjska-banka-d.d.\",\"https:\\\/\\\/www.instagram.com\\\/gorenjska.banka\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/GorenjskaBankaKranj\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kak\u0161na je razlika med faktoringom in posojilom? - Gorenjska banka","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/kaksna-je-razlika-med-faktoringom-in-posojilom\/","og_locale":"sl_SI","og_type":"article","og_title":"Kak\u0161na je razlika med faktoringom in posojilom? - Gorenjska banka","og_description":"Razlika med faktoringom in posojilom je ta, da pri faktoringu podjetje prodaja svoje terjatve, za katere takoj prejme financiranje. 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