{"id":20562,"date":"2024-12-20T13:06:25","date_gmt":"2024-12-20T12:06:25","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&p=20562"},"modified":"2025-01-29T12:09:01","modified_gmt":"2025-01-29T11:09:01","slug":"zelite-vedeti-kako-obroki-bremenijo-vas-bancni-racun-ce-je-stanje-na-vasem-osebnem-racunu-negativno","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/zelite-vedeti-kako-obroki-bremenijo-vas-bancni-racun-ce-je-stanje-na-vasem-osebnem-racunu-negativno\/","title":{"rendered":"Kako obroki bremenijo va\u0161 ban\u010dni ra\u010dun, \u010de je stanje na va\u0161em osebnem ra\u010dunu negativno?"},"content":{"rendered":"

Po uspe\u0161no naro\u010denem obro\u010dnem pla\u010devanju se obroki bremenijo iz dovoljenega in razpolo\u017eljivega limita na osebnem ra\u010dunu. Rezervacija za obro\u010dno pla\u010devanje razpolo\u017eljivega limita je izvedena za vse nepla\u010dane obroke iz naslova obro\u010dnih nakupov. Dokler ste v dovoljenem limitu, lahko koristite le razpolo\u017eljivi del limita na osebnem ra\u010dunu, bodisi za obro\u010dne bodisi za obi\u010dajne nakupe oz. dvige gotovine na bankomatih. Razpolo\u017eljivo stanje na ra\u010dunu se zmanj\u0161uje le za stro\u0161ek obroka.<\/p>\n

Primer:<\/h5>\n

Primer stanja, ko Janez po opravljenem obro\u010dnem nakupu, opravi \u0161e dva dviga gotovine. Najprej dvigne gotovino v vi\u0161ini 170,00 EUR in preide v limit v znesku -6,91 EUR. Razpolo\u017eljivo stanje in razpolo\u017eljivo stanje za obroke se tako zmanj\u0161a za vi\u0161ino nepla\u010danega obroka in trenutnega stanja (-6,91 EUR) in tako zna\u0161a 343,09 EUR. Janez nato opravi \u0161e drugi dvig gotovine v vi\u0161ini 340 EUR, s \u010dimer prakti\u010dno porabi celotno razpolo\u017eljivo stanje in takrat njegovo stanje zna\u0161a -346,91 EUR. Razpolo\u017eljivega stanja ima \u0161e 3,09 EUR zaradi neporavnanega drugega obroka za umivalnik.<\/p>\n

Poglejte podrobnej\u0161e informacije o tem, kako se obroki bremenijo z ra\u010duna<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Po uspe\u0161no naro\u010denem obro\u010dnem pla\u010devanju se obroki bremenijo iz dovoljenega in razpolo\u017eljivega limita na osebnem ra\u010dunu. Rezervacija za obro\u010dno pla\u010devanje razpolo\u017eljivega limita je izvedena za vse nepla\u010dane obroke iz naslova obro\u010dnih nakupov. Dokler ste v dovoljenem limitu, lahko koristite le razpolo\u017eljivi del limita na osebnem ra\u010dunu, bodisi za obro\u010dne bodisi za obi\u010dajne nakupe oz. dvige … Ve\u010d<\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"template":"","cat_faq":[115,59],"class_list":["post-20562","faq","type-faq","status-publish","hentry","cat_faq-obrocno-placevanje","cat_faq-placilne-kartice"],"acf":[],"yoast_head":"\nKako obroki bremenijo va\u0161 ban\u010dni ra\u010dun, \u010de je stanje na va\u0161em osebnem ra\u010dunu negativno? - Gorenjska banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/zelite-vedeti-kako-obroki-bremenijo-vas-bancni-racun-ce-je-stanje-na-vasem-osebnem-racunu-negativno\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kako obroki bremenijo va\u0161 ban\u010dni ra\u010dun, \u010de je stanje na va\u0161em osebnem ra\u010dunu negativno? - Gorenjska banka\" \/>\n<meta property=\"og:description\" content=\"Po uspe\u0161no naro\u010denem obro\u010dnem pla\u010devanju se obroki bremenijo iz dovoljenega in razpolo\u017eljivega limita na osebnem ra\u010dunu. Rezervacija za obro\u010dno pla\u010devanje razpolo\u017eljivega limita je izvedena za vse nepla\u010dane obroke iz naslova obro\u010dnih nakupov. 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