{"id":38120,"date":"2026-02-04T15:52:19","date_gmt":"2026-02-04T14:52:19","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&p=38120"},"modified":"2026-02-04T15:55:44","modified_gmt":"2026-02-04T14:55:44","slug":"kaj-pomeni-realna-obrestna-mera","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/kaj-pomeni-realna-obrestna-mera\/","title":{"rendered":"Kaj pomeni realna obrestna mera?"},"content":{"rendered":"

Realna obrestna mera poka\u017ee, kaj se z va\u0161im denarjem dejansko zgodi po upo\u0161tevanju inflacije. Izra\u010dunamo jo kot razliko med nominalno obrestno mero in stopnjo inflacije, zato nam pove, ali prihranki realno ohranjajo ali izgubljajo kupno mo\u010d. \u010ce je inflacija vi\u0161ja od obresti, je realna obrestna mera negativna, tudi \u010de stanje na ra\u010dunu nominalno raste. Prav zato je pri var\u010devanju pomembno gledati \u0161ir\u0161o sliko in ne le obljubljen odstotek.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Realna obrestna mera poka\u017ee, kaj se z va\u0161im denarjem dejansko zgodi po upo\u0161tevanju inflacije. Izra\u010dunamo jo kot razliko med nominalno obrestno mero in stopnjo inflacije, zato nam pove, ali prihranki realno ohranjajo ali izgubljajo kupno mo\u010d. \u010ce je inflacija vi\u0161ja od obresti, je realna obrestna mera negativna, tudi \u010de stanje na ra\u010dunu nominalno raste. Prav … Ve\u010d<\/a><\/p>\n","protected":false},"author":21,"featured_media":0,"template":"","cat_faq":[],"class_list":["post-38120","faq","type-faq","status-publish","hentry"],"acf":[],"yoast_head":"\nKaj pomeni realna obrestna mera? - Gorenjska banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/kaj-pomeni-realna-obrestna-mera\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kaj pomeni realna obrestna mera? - Gorenjska banka\" \/>\n<meta property=\"og:description\" content=\"Realna obrestna mera poka\u017ee, kaj se z va\u0161im denarjem dejansko zgodi po upo\u0161tevanju inflacije. Izra\u010dunamo jo kot razliko med nominalno obrestno mero in stopnjo inflacije, zato nam pove, ali prihranki realno ohranjajo ali izgubljajo kupno mo\u010d. \u010ce je inflacija vi\u0161ja od obresti, je realna obrestna mera negativna, tudi \u010de stanje na ra\u010dunu nominalno raste. 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