{"id":39589,"date":"2026-04-10T14:42:02","date_gmt":"2026-04-10T12:42:02","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&#038;p=39589"},"modified":"2026-04-10T14:43:20","modified_gmt":"2026-04-10T12:43:20","slug":"lahko-vec-kreditov-zdruzim-v-enega-samega","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/lahko-vec-kreditov-zdruzim-v-enega-samega\/","title":{"rendered":"Lahko ve\u010d kreditov zdru\u017eim v enega samega?"},"content":{"rendered":"<p>V dolo\u010denih primerih da, vendar je to odvisno od pogojev banke in va\u0161e kreditne sposobnosti. Osnovni namen refinanciranja kredita je iskanje bolj\u0161e re\u0161itve, kako pokriti dolg, kar pomeni zdru\u017eitev ve\u010d kreditnih obveznosti v eno samo, pri \u010demer je kredit sklenjen pod novimi pogoji. Ti v ve\u010dini primerov vklju\u010dujejo dalj\u0161o dobo odpla\u010devanja, s \u010dimer zni\u017eate mese\u010dni obrok.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V dolo\u010denih primerih da, vendar je to odvisno od pogojev banke in va\u0161e kreditne sposobnosti. Osnovni namen refinanciranja kredita je iskanje bolj\u0161e re\u0161itve, kako pokriti dolg, kar pomeni zdru\u017eitev ve\u010d kreditnih obveznosti v eno samo, pri \u010demer je kredit sklenjen pod novimi pogoji. Ti v ve\u010dini primerov vklju\u010dujejo dalj\u0161o dobo odpla\u010devanja, s \u010dimer zni\u017eate mese\u010dni &hellip; <a href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/lahko-vec-kreditov-zdruzim-v-enega-samega\/\">Ve\u010d<\/a><\/p>\n","protected":false},"author":21,"featured_media":0,"template":"","cat_faq":[],"class_list":["post-39589","faq","type-faq","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Lahko ve\u010d kreditov zdru\u017eim v enega samega? - Gorenjska banka<\/title>\n<meta name=\"description\" content=\"Ve\u010d kreditov lahko zdru\u017eite v enega, \u010de to omogo\u010dajo pogoji banke in va\u0161a kreditna sposobnost. 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