{"id":4841,"date":"2021-05-12T10:40:37","date_gmt":"2021-05-12T08:40:37","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&p=4841"},"modified":"2025-01-29T12:09:09","modified_gmt":"2025-01-29T11:09:09","slug":"se-sprasujete-kaksna-je-razlika-med-fiksno-in-spremenljivo-obrestno-mero","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/se-sprasujete-kaksna-je-razlika-med-fiksno-in-spremenljivo-obrestno-mero\/","title":{"rendered":"Kak\u0161na je razlika med fiksno in spremenljivo obrestno mero?"},"content":{"rendered":"

Fiksna obrestna mera je vnaprej dolo\u010dena obrestna mera, ki se v \u010dasu, dolo\u010denem s pogodbo, ne spreminja, medtem ko je spremenljiva obrestna mera vezana na referen\u010dno obrestno mero, ki je tr\u017ena in slu\u017ei kot izhodi\u0161\u010de pri dolo\u010danju obrestnih mer za posamezne ban\u010dne storitve. Obi\u010dajno gre za medban\u010dne obrestne mere EURIBOR+ in LIBOR+. V splo\u0161nem spremenljiva obrestna mera prina\u0161a ve\u010dje finan\u010dno tveganje, saj se lahko potro\u0161nikove mese\u010dne obveznosti spreminjajo, zaradi \u010desar vi\u0161ina posameznega obroka variira.<\/p>\n","protected":false},"excerpt":{"rendered":"

Fiksna obrestna mera je vnaprej dolo\u010dena obrestna mera, ki se v \u010dasu, dolo\u010denem s pogodbo, ne spreminja, medtem ko je spremenljiva obrestna mera vezana na referen\u010dno obrestno mero, ki je tr\u017ena in slu\u017ei kot izhodi\u0161\u010de pri dolo\u010danju obrestnih mer za posamezne ban\u010dne storitve. Obi\u010dajno gre za medban\u010dne obrestne mere EURIBOR+ in LIBOR+. V splo\u0161nem spremenljiva … Ve\u010d<\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"template":"","cat_faq":[76,96,75,77,78],"class_list":["post-4841","faq","type-faq","status-publish","hentry","cat_faq-ekskluzivni-stanovanjski-kredit","cat_faq-hitri-kredit-za-mlade","cat_faq-krediti","cat_faq-potrosniski-kredit","cat_faq-stanovanjski"],"acf":[],"yoast_head":"\nKak\u0161na je razlika med fiksno in spremenljivo obrestno mero? - Gorenjska banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/se-sprasujete-kaksna-je-razlika-med-fiksno-in-spremenljivo-obrestno-mero\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kak\u0161na je razlika med fiksno in spremenljivo obrestno mero? - Gorenjska banka\" \/>\n<meta property=\"og:description\" content=\"Fiksna obrestna mera je vnaprej dolo\u010dena obrestna mera, ki se v \u010dasu, dolo\u010denem s pogodbo, ne spreminja, medtem ko je spremenljiva obrestna mera vezana na referen\u010dno obrestno mero, ki je tr\u017ena in slu\u017ei kot izhodi\u0161\u010de pri dolo\u010danju obrestnih mer za posamezne ban\u010dne storitve. 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