{"id":4847,"date":"2021-05-12T10:41:26","date_gmt":"2021-05-12T08:41:26","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&#038;p=4847"},"modified":"2025-01-29T12:09:09","modified_gmt":"2025-01-29T11:09:09","slug":"vas-zanima-kaj-je-sisbon","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/","title":{"rendered":"Kaj je SISBON?"},"content":{"rendered":"<p>Gre za elektronski sistem izmenjave informacij o boniteti strank, ki veljajo za fizi\u010dne osebe. Sistem je bil vzpostavljen z namenom upravljanja kreditnega tveganja bank, hranilnic in drugih dajalcev kreditov ter zagotavljanja odgovornega kreditiranja in prepre\u010devanja prezadol\u017eevanja posameznikov. V sistemu SISBON se zbirajo in obdelujejo podatki, ki se nana\u0161ajo na dejansko ter potencialno zadol\u017eenost oziroma korektnost izpolnjevanja pogodbenih obveznosti posameznih fizi\u010dnih oseb. SISBON od 1. 1. 2016 vodi Banka Slovenije in od tega dne upravlja s sistemom ter zbirko podatkov o boniteti strank.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gre za elektronski sistem izmenjave informacij o boniteti strank, ki veljajo za fizi\u010dne osebe. Sistem je bil vzpostavljen z namenom upravljanja kreditnega tveganja bank, hranilnic in drugih dajalcev kreditov ter zagotavljanja odgovornega kreditiranja in prepre\u010devanja prezadol\u017eevanja posameznikov. V sistemu SISBON se zbirajo in obdelujejo podatki, ki se nana\u0161ajo na dejansko ter potencialno zadol\u017eenost oziroma korektnost &hellip; <a href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/\">Ve\u010d<\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"template":"","cat_faq":[76,96,75,77,78],"class_list":["post-4847","faq","type-faq","status-publish","hentry","cat_faq-ekskluzivni-stanovanjski-kredit","cat_faq-hitri-kredit-za-mlade","cat_faq-krediti","cat_faq-potrosniski-kredit","cat_faq-stanovanjski"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kaj je SISBON? - Gorenjska banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kaj je SISBON? - Gorenjska banka\" \/>\n<meta property=\"og:description\" content=\"Gre za elektronski sistem izmenjave informacij o boniteti strank, ki veljajo za fizi\u010dne osebe. Sistem je bil vzpostavljen z namenom upravljanja kreditnega tveganja bank, hranilnic in drugih dajalcev kreditov ter zagotavljanja odgovornega kreditiranja in prepre\u010devanja prezadol\u017eevanja posameznikov. V sistemu SISBON se zbirajo in obdelujejo podatki, ki se nana\u0161ajo na dejansko ter potencialno zadol\u017eenost oziroma korektnost &hellip; Ve\u010d\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/\" \/>\n<meta property=\"og:site_name\" content=\"Gorenjska banka\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gorenjskabanka\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-29T11:09:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gbkr.si\/wp-content\/uploads\/2025\/01\/Layer-7-1024x576.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minuta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaj-je-sisbon\\\/\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaj-je-sisbon\\\/\",\"name\":\"Kaj je SISBON? - Gorenjska banka\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#website\"},\"datePublished\":\"2021-05-12T08:41:26+00:00\",\"dateModified\":\"2025-01-29T11:09:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaj-je-sisbon\\\/#breadcrumb\"},\"inLanguage\":\"sl-SI\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaj-je-sisbon\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaj-je-sisbon\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Pogosta vpra\u0161anja in odgovori\",\"item\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kaj je SISBON?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#website\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/\",\"name\":\"Gorenjska banka - Ban\u010dne re\u0161itve za fizi\u010dne osebe in podjetja\",\"description\":\"kredit, ban\u010dni paket, osebne finance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#organization\"},\"alternateName\":\"Gorenjska banka\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.gbkr.si\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sl-SI\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#organization\",\"name\":\"Gorenjska banka d.d.\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sl-SI\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/GB-logo-dark.png\",\"contentUrl\":\"https:\\\/\\\/www.gbkr.si\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/GB-logo-dark.png\",\"width\":800,\"height\":91,\"caption\":\"Gorenjska banka d.d.\"},\"image\":{\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/gorenjskabanka\",\"https:\\\/\\\/si.linkedin.com\\\/company\\\/gorenjska-banka-d.d.\",\"https:\\\/\\\/www.instagram.com\\\/gorenjska.banka\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/GorenjskaBankaKranj\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kaj je SISBON? - Gorenjska banka","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/","og_locale":"sl_SI","og_type":"article","og_title":"Kaj je SISBON? - Gorenjska banka","og_description":"Gre za elektronski sistem izmenjave informacij o boniteti strank, ki veljajo za fizi\u010dne osebe. Sistem je bil vzpostavljen z namenom upravljanja kreditnega tveganja bank, hranilnic in drugih dajalcev kreditov ter zagotavljanja odgovornega kreditiranja in prepre\u010devanja prezadol\u017eevanja posameznikov. V sistemu SISBON se zbirajo in obdelujejo podatki, ki se nana\u0161ajo na dejansko ter potencialno zadol\u017eenost oziroma korektnost &hellip; Ve\u010d","og_url":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/","og_site_name":"Gorenjska banka","article_publisher":"https:\/\/www.facebook.com\/gorenjskabanka","article_modified_time":"2025-01-29T11:09:09+00:00","og_image":[{"width":1024,"height":576,"url":"https:\/\/www.gbkr.si\/wp-content\/uploads\/2025\/01\/Layer-7-1024x576.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minuta"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/","url":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/","name":"Kaj je SISBON? - Gorenjska banka","isPartOf":{"@id":"https:\/\/www.gbkr.si\/#website"},"datePublished":"2021-05-12T08:41:26+00:00","dateModified":"2025-01-29T11:09:09+00:00","breadcrumb":{"@id":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/#breadcrumb"},"inLanguage":"sl-SI","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaj-je-sisbon\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Pogosta vpra\u0161anja in odgovori","item":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/"},{"@type":"ListItem","position":2,"name":"Kaj je SISBON?"}]},{"@type":"WebSite","@id":"https:\/\/www.gbkr.si\/#website","url":"https:\/\/www.gbkr.si\/","name":"Gorenjska banka - Ban\u010dne re\u0161itve za fizi\u010dne osebe in podjetja","description":"kredit, ban\u010dni paket, osebne finance","publisher":{"@id":"https:\/\/www.gbkr.si\/#organization"},"alternateName":"Gorenjska banka","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gbkr.si\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"sl-SI"},{"@type":"Organization","@id":"https:\/\/www.gbkr.si\/#organization","name":"Gorenjska banka d.d.","url":"https:\/\/www.gbkr.si\/","logo":{"@type":"ImageObject","inLanguage":"sl-SI","@id":"https:\/\/www.gbkr.si\/#\/schema\/logo\/image\/","url":"https:\/\/www.gbkr.si\/wp-content\/uploads\/2025\/11\/GB-logo-dark.png","contentUrl":"https:\/\/www.gbkr.si\/wp-content\/uploads\/2025\/11\/GB-logo-dark.png","width":800,"height":91,"caption":"Gorenjska banka d.d."},"image":{"@id":"https:\/\/www.gbkr.si\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gorenjskabanka","https:\/\/si.linkedin.com\/company\/gorenjska-banka-d.d.","https:\/\/www.instagram.com\/gorenjska.banka\/","https:\/\/www.youtube.com\/user\/GorenjskaBankaKranj"]}]}},"_links":{"self":[{"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/faq\/4847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/faq"}],"about":[{"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/users\/11"}],"version-history":[{"count":1,"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/faq\/4847\/revisions"}],"predecessor-version":[{"id":29146,"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/faq\/4847\/revisions\/29146"}],"wp:attachment":[{"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/media?parent=4847"}],"wp:term":[{"taxonomy":"cat_faq","embeddable":true,"href":"https:\/\/www.gbkr.si\/gbkr-api\/wp\/v2\/cat_faq?post=4847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}