{"id":4861,"date":"2021-05-12T11:08:57","date_gmt":"2021-05-12T09:08:57","guid":{"rendered":"https:\/\/www.gbkr.si\/?post_type=faq&#038;p=4861"},"modified":"2025-01-29T12:09:09","modified_gmt":"2025-01-29T11:09:09","slug":"vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom","status":"publish","type":"faq","link":"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom\/","title":{"rendered":"Kak\u0161na je razlika med potro\u0161ni\u0161kim in ekskluzivnim stanovanjskim kreditom?"},"content":{"rendered":"<p>Odpla\u010dilna doba hitrega potro\u0161ni\u0161kega kredita zna\u0161a najve\u010d 60, potro\u0161ni\u0161kega najve\u010d 83, stanovanjskega pa do 360 mesecev. Ob tem se krediti razlikujejo glede na namen. Potro\u0161ni\u0161ki omogo\u010da izpla\u010dilo v gotovini, popla\u010dilo kreditov, obveznosti iz naslova limitov, kreditnih kartic in leasing poslov, stanovanjski kredit pa nakup, adaptacijo ali gradnjo nepremi\u010dnine oziroma popla\u010dilo stanovanjskega kredita ali izpla\u010dilo dednih dele\u017eev, pri \u010demer ekskluzivni stanovanjski kredit podpira izbrane nepremi\u010dnine, ki jih Gorenjska banka ponuja v sodelovanju s partnerji. Skladno s tem se razlikuje tudi dokumentacija, potrebna za odobritev potro\u0161ni\u0161kega, stanovanjskega ali ekskluzivnega stanovanjskega kredita.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Odpla\u010dilna doba hitrega potro\u0161ni\u0161kega kredita zna\u0161a najve\u010d 60, potro\u0161ni\u0161kega najve\u010d 83, stanovanjskega pa do 360 mesecev. Ob tem se krediti razlikujejo glede na namen. Potro\u0161ni\u0161ki omogo\u010da izpla\u010dilo v gotovini, popla\u010dilo kreditov, obveznosti iz naslova limitov, kreditnih kartic in leasing poslov, stanovanjski kredit pa nakup, adaptacijo ali gradnjo nepremi\u010dnine oziroma popla\u010dilo stanovanjskega kredita ali izpla\u010dilo dednih &hellip; <a href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom\/\">Ve\u010d<\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"template":"","cat_faq":[76,75],"class_list":["post-4861","faq","type-faq","status-publish","hentry","cat_faq-ekskluzivni-stanovanjski-kredit","cat_faq-krediti"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kak\u0161na je razlika med potro\u0161ni\u0161kim in ekskluzivnim stanovanjskim kreditom? - Gorenjska banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kak\u0161na je razlika med potro\u0161ni\u0161kim in ekskluzivnim stanovanjskim kreditom? - Gorenjska banka\" \/>\n<meta property=\"og:description\" content=\"Odpla\u010dilna doba hitrega potro\u0161ni\u0161kega kredita zna\u0161a najve\u010d 60, potro\u0161ni\u0161kega najve\u010d 83, stanovanjskega pa do 360 mesecev. 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Potro\u0161ni\u0161ki omogo\u010da izpla\u010dilo v gotovini, popla\u010dilo kreditov, obveznosti iz naslova limitov, kreditnih kartic in leasing poslov, stanovanjski kredit pa nakup, adaptacijo ali gradnjo nepremi\u010dnine oziroma popla\u010dilo stanovanjskega kredita ali izpla\u010dilo dednih &hellip; Ve\u010d\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gbkr.si\/pogosta-vprasanja-in-odgovori\/vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom\/\" \/>\n<meta property=\"og:site_name\" content=\"Gorenjska banka\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gorenjskabanka\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-29T11:09:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gbkr.si\/wp-content\/uploads\/2025\/01\/Layer-7-1024x576.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minuta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom\\\/\",\"url\":\"https:\\\/\\\/www.gbkr.si\\\/pogosta-vprasanja-in-odgovori\\\/vas-zanima-kaksna-je-razlika-med-potrosniskim-in-ekskluzivnim-stanovanjskim-kreditom\\\/\",\"name\":\"Kak\u0161na je razlika med potro\u0161ni\u0161kim in ekskluzivnim stanovanjskim kreditom? 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