| % | 2022 | 2021 | 2020 |
|---|---|---|---|
| Capital ratio | 17.66 | 17.09 | 16.48 |
| Interest margin | 2.34 | 1.93 | 2.04 |
| Financial intermediation margin | 3.27 | 3.12 | 3.01 |
| Return on assets – before tax | 1.35 | 1.38 | 1.18 |
| Return on equity – before tax | 12.03 | 13.38 | 11.25 |
| The ratio of operational costs to average assets | 1.83 | 1.76 | 1.74 |
| % NPE | 1.69 | 1.60 | 2.24 |
| Market share for the balance sheet total | 4.57 | 4.71 | 4.79 |
