| % | 2023 | 2022 | 2021 |
|---|---|---|---|
| Capital ratio | 17.55 | 17.66 | 17.09 |
| Interest margin | 3.9 | 2.34 | 1.93 |
| Financial intermediation margin | 4.89 | 3.27 | 3.12 |
| Return on assets – before tax | 2.51 | 1.35 | 1.38 |
| Return on equity – before tax | 21.56 | 12.03 | 13.38 |
| The ratio of operational costs to average assets | 2.16 | 1.83 | 1.76 |
| % NPE | 1.69 | 1.69 | 1.60 |
| Market share for the balance sheet total | 4.59 | 4.57 | 4.71 |
