About us

At Gorenjska banka, we strive to find solutions that will support you in new beginnings and offer everything that you need for a carefree everyday life. We swear by proven patterns, but we also adapt to the times. We seek out innovative approaches and provide a solid foundation allowing us to build modern digital banking tailored to both individuals and business owners. We are here to stand by your side in all financial decisions.

A friendly advisor today and a reliable partner tomorrow.

We boast a half-century of tradition in banking.

We rely on the trust of our customers.

We ensure the reliability of banking solutions.

Identity card of Gorenjska banka

Gorenjska banka d.d., Kranj

Bleiweisova cesta 1, p.p. 147, Kranj

Website

gbkr.si

E-mail

info@gbkr.si

Telephone

+386 4 20 84 000

Fax

+386 4 20 21 503

SWIFT oz. BIC

GORE SI 2X

Bank account

07000-0002911448

IBAN

SI56 0700 0000 2911 448

Tax number

SI42780071

Company reg. no.

5103061000

Share capital

16.188.366,33 EUR

Vision

To be different and the first choice of clients wherever and whenever.

Mission

We support individuals with building their future, and in doing so, establish a partnership with them.

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We inspire.

We proceed from enthusiasm for the mission we carry out and we inspire others with our commitment. We aim for excellence by achieving and exceeding expectations.

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We act responsibly.

We are always ready to take responsibility for our decisions, actions and results. We strive to find the best solutions for the individual, society and nature.

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We lead with integrity.

We put trust at the forefront. We are available and accessible to both clients and employees, as we believe that the key to success is mutual cooperation.

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We collaborate.

We feel commitment to anyone who finds a reliable partner in us. To this end, we maintain a space where respect, trust, encouragement and open communication are predominant.

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We foster innovation.

The user experience is at the core of our interest. We are aware that this is the only way to include innovation in the search for advanced solutions and further development.

Management board

Mario Henjak is a Master of Economics with over 20 years of experience in banking and the management of international banking groups in the region. He completed his master's degree at the Faculty of Economics in Zagreb. He improved his expertise at the INSEAD International Executive Programme and the London Business School. Prior to joining Gorenjska banka, he was employed by Banka Koper (Intesa SanPaolo) in Slovenia, PBZ (Intesa SanPaolo) in Croatia and in Sberbank Croatia, where he acted as the Chairman of the Board from 2016 until January 2018. His strongest professional competencies include an excellent understanding of banking, finances and operations in the international environment.

Marko Filipčič is a Master of Economics. In 1997, he acquired a bachelor’s degree at the Faculty of Economics in Ljubljana, where he also successfully completed his master’s studies in Management and Organisation, Financial Field in 2005. He acquired work experience during his tenure at Banka Koper, where he worked as an asset manager and stockbroker from 1998 to 2003. From 2004 to 2008, he was the manager of trade operations at Banka Koper. Between 2008 and 2017, he performed the function of the director of the treasury and ALM in the Intesa SanPaolo bank and until 2019, he was the CFO and Member of the Management Board in the Intesa San Paolo Banka Bosna and Hercegovina.

Aljoša Bučak Gasser holds a university degree in economics and is a risk management expert with extensive experience in senior management positions within the banking sector, both domestically and internationally. Since February 2025, he has been serving as a Member of the Management Board of Gorenjska banka, responsible for risk management (CRO). Prior to this role, he led the risk management function at AEC Banking Group, where he was responsible for the development and implementation of strategies, methodologies, tools, and processes for risk management at the group level. He joined Gorenjska banka in 2019, during its transformation into a nationwide bank. Before that, he spent many years abroad working for Erste Group, the largest Austrian banking group with a strong presence in Central and Eastern Europe. In this role, he was responsible for the operational management and monitoring of credit risk, as well as for the implementation of risk management projects in the group's local branches. His core competencies lie in comprehensive risk management, including the identification, measurement, monitoring, and reporting of all types of risks, as well as in designing strategies for the long-term sustainability of operations and enhancing the bank's reputation.

Mojca Osolnik Videmšek is a university graduate in economy, who joined Gorenjska banka in 2014. Between 2014 and 2019 she was a member of the Gorenjska banka Management Board, responsible for risk management, financial management, back-office, legal affairs and compliance management, since 2019, she has been the director of GB Leasing, responsible for finance, support and risk management. Prior to joining Gorenjska banka, namely between 2003 and 2014, she held management positions at NLB d.d. and between 1994 and 2001 executive positions in the field of public administration. She gained a certificate from the Slovenian Directors’ Association, and sat on the Management Board there for three terms of office, and therefore has extensive experience in management and supervision.

Supervisory board

Jelena Galić

Chairman Member of the Board of Directors of AIK Banka and Member of the Supervisory Board of AEC Group

Jurij Bajec

Supervisory Board Member Retired Professor at the Faculty of Economics in Belgrade

Tim Umberger

Supervisory Board Member Member of the Management board in Advance Capital Partners, d.d., Member of the Supervisory Board at Zavarovalnica Triglav d.d. and President of the Supervisory board of SOLVIS d.o.o.

Bojan Pavlović

Supervisory Board Member Member of the Executive Board – Chief Operations Officer in AIK Bank

Aleksander Milostnik

Supervisory Board Member Director of the Finance and Accounting Sector at Intereuropa d.d.

Aleksandra Babić

Supervisory Board Member Chief Risk officer in AEC Group

Ana Živanović

Supervisory Board Member Head of Finance of AEC Group

Ownership structure

Ownership Gbkr

Gorenjska banka has been operating as a privately owned public limited company since 1996.

The bank’s share capital comprises 387,938 ordinary shares, held by 1 shareholder.

Shareholder	Number of shares	Participating interest
Agri Europe Cyprus Limited	355723	91,7%
Own shares	32215	8,3%
TOTAL	387938	100,00%

ESG

Sustainability and ESG

At Gorenjska banka, we are committed to our ESG strategic direction, which strengthens our social responsibility and sustainable development. The acronym ESG represents efforts in environmental protection, social development, and achieving high standards of corporate governance. At Gorenjska banka, we focus our activities across all three areas. Discover our projects.

Sustainable development report 2023 (pdf)

Compliance of operation

The business story of Gorenjska banka is based on a long tradition and integrity, as well as a commitment to the highest ethical standards, which is what makes the bank so successful.

We pursue our goals in compliance with the applicable laws and the implementing regulations and recommendations of external institutions, and we regularly follow good business practices and the bank’s internal policy, while adhering to moral principles.

Information on Handling Complaints and Grievances

Every opinion of our customers is valuable to us, even when it reflects disagreement with our current business practices. It represents an opportunity for us to adapt to the wishes and needs of our customers as much as possible. Effective, prompt, and successful resolution of complaints or grievances plays an important role in this process.

At Gorenjska banka, every complaint or grievance from a legal or natural person is carefully reviewed, and we strive to resolve it in cooperation with the customer. The bank approaches complaint resolution systematically, aiming for the quickest possible solution and ensuring that any potential mistakes or issues in customer interactions are rectified. The bank strives to respond to customers within the legally prescribed or a reasonable timeframe, taking into account the nature of the issue (in accordance with Article 285 of ZPlaSSIED).

Detailed information regarding the internal complaint procedure and out-of-court settlement of consumer disputes is contained in the General Terms and Conditions for the provision of payment services for consumers and the General Terms and Conditions on Payment Service Provision for Legal Entities, Entrepreneurs, Private Individuals and Entities Governed by Civil Law.

Fundamental Principles of Gorenjska banka’s Operations:

Protecting the reputation and integrity of the bank
Safeguarding the rights and interests of customers
Constructive internal relations
Preventing conflicts of interest
Preventing money laundering and terrorist financing
Protecting people and property
Safeguarding business secrets, information, and personal data
Compliance in business operations
High working standards
Prohibiting bribery and limiting the acceptance and giving of gifts
Preventing internal fraud
Social and environmental responsibility

Reporting Suspected Misconduct at Gorenjska banka d.d.

Documents

Code of Ethics of Gorenjska banka
Assessment Criteria for Taking on Key Functions

Personal Data Protection

At Gorenjska banka, we handle your data in accordance with applicable regulations governing personal data protection. For more information, please write to us at dpo@gbkr.si or call us at00386 4 2084 364.

Investor relations

Annual reports and additional disclosures

AML/Due diligence documents